Suketu Pramod Gaglani, “HOW AI CAN DRIVE FINANCIAL INCLUSION IN THE MORTGAGE INDUSTRY”, IJRCAIT, vol. 8, no. 1, pp. 1863–1874, Feb. 2025, Accessed: Feb. 27, 2026. [Online]. Available: https://ijrcait.com/index.php/home/article/view/IJRCAIT_08_01_136