[1]
Mikhail Gbadegesin and Charles Robert, “A T+0 MODEL OF CHEQUE TRUNCATION SYSTEM FROM THE CUSTOMER TO THE CLEARING HOUSE ON ANDROID-BASED SMART DEVICES”, IJRCAIT, vol. 4, no. 4, pp. 12–18, Jul. 2016, Accessed: Sep. 01, 2025. [Online]. Available: http://ijrcait.com/index.php/home/article/view/IJRCAIT_04_04_003